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maternity, work accident, occupational disease, or end of working age or death, on
                     the basis of contributions to the social insurance fund.

                         Compulsory social insurance refers to a type of state-run social insurance in
                     which the participation of employees and employers is compulsory.

                         Voluntary social insurance refers to a type of state-run social insurance of
                     which a participator can join voluntarily, select suitable premium rates and modes
                     of premium payment to his/her income and receive premium assistance from the
                     State in order to get benefit for pension and death gratuity.

                         Number of social insurance beneficiaries refers to number of persons  who
                     participate in and to get benefit from social insurance (it is counting the number of
                     persons, regardless how many types of social insurance one person is paid).

                         Health insurance is a form of a state-run compulsory insurance applying for
                     the persons under Health Insurance Law to provide non-profit health care service.

                         Number  of  health  insurance  beneficiaries  refers  to  number  of  persons  who
                     participate in health insurance and get benefit from medical care and treatment (it is
                     counting the number of health insurance check-ups/treatments).

                         Unemployment  insurance  refers  to  a  policy  that  partly  provides
                     compensation  income  for  an  employee  when  he/she  is  dismissed  in  order  to
                     support him/her for vocational training, remaining works or finding job on based
                     on his/her contributions to Unemployment Insurance Fund.
                         Number of unemployment insurance beneficiaries refers number of persons
                     who  paid  unemployment  insurance  premium,  benefitting  from  unemployment
                     insurance when being out of work (be unemployed) (it is calculated as number of
                     unemployment insurance beneficiaries).

                         Insurance premium refers to amount of money receiving from: state budget;
                     employers,  social  insurance,  health  insurance  and  unemployment  insurance
                     participants; and other sources.

                         Insurance  cost  refers  to  real  payment  to  beneficiaries  of  social  insurance,
                     health insurance and unemployment insurance pursuant to law that includes state
                     budget expenditure and expenditures from social insurance fund, health insurance
                     fund and unemployment insurance fund; expenditures for management of social
                     insurance, health insurance and unemployment insurance.



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